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You may have heard about the term payday loans recently in the news after its popularity has skyrocketed over the past 5 years. In layman’s terms, it is a type of short-term, high-cost arrangement between a lender and a borrower which…

California payday loans can lend up to $300 and levy a maximum of $45 in fees. While this charge may not appear excessive, the average annual percentage rate for payday loans is 372 percent. This is far higher than the interest rate on…

The term Payday loan refers to a relatively new loan product that is short-term in nature. These loans are usually granted in smaller amounts with high interest rates. They are usually priced at a fixed dollar fee, representing the…

Citing the impact of Covid-19 on many consumers’ finances, some banks, including Ally Bank and KeyBank, have stopped charging overdraft fees or have offered relief from them. Other banks, however, have gone in a different direction.…

All Kathleen Zane wanted to do was buy a couch. Instead, she says she ended up with $5,850 in debt and a personal loan with an annual interest of 29.99 per cent. “I was crying,” Zane says of the moment she says she realized how high her…

According to a 2018 Credit Karma poll, over 80% of Americans are concerned about overspending for Christmas or the holidays, and some lenders specialize in Christmas Loans. If you haven’t prepared — or haven’t been able to save —…

Issued by Indian tribal lenders or by the Native American lenders, tribal loans are often considered as a substitute to payday loans. Those who need immediate funds apply for some of the best tribal loans which work like a credible…

Sometimes, we can find ourselves in a difficult situation where we need money fast. These difficulties can arise from seemingly nowhere and can cause you to stress about where to find the necessary funds. Today, with the rise of the…

Payday loans, quite a popular concept now, are short-term loans that are offered by many financial firms and provided on the condition that the borrower will repay the money when the next paycheck is received. Payday loans direct lenders…

By Charlène Crowell As the annual holiday shopping and celebratory season approaches, a leading federal financial regulator has released new research detailing how communities of color are being targeted not only by well-known types of…